Discover Personal Loans Requirements

When looking for a reliable and flexible personal loan, Discover personal loans stand out as an excellent choice. Discover offers competitive interest rates, no origination fees, and a seamless online application process, making it a convenient option for borrowers. However, like any financial institution, Discover has specific eligibility requirements that applicants must meet to qualify. Understanding these criteria can help you determine if you are eligible and improve your chances of approval. Key Requirements to Qualify for a Discover Personal Loan 1. Credit Score Requirement One of the most critical factors in determining your eligibility for a Discover personal loan is your credit score . Typically, Discover requires a minimum credit score of 660 or higher to qualify for a personal loan. Applicants with higher credit scores generally receive lower interest rates and better loan terms, as they are considered less risky to lenders. If your cre...