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Showing posts with the label #MoneyManagement

Does American Express Offer Personal Loans

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  When individuals think of American Express, they generally have visions of high-end credit cards, travel rewards, and special privileges. Yet, the question on everyone's mind is: Does American Express provide personal loans? The reply is yes albeit under limited conditions. In contrast to common lenders who make personal loans available to the masses, American Express makes these loans available exclusively to a select, qualifying cardholders. If you already have an Amex credit card, you will get an invitation to apply for a personal loan. This specialized lending vehicle can be highly advantageous for those interested in consolidating debt, eliminating high-interest credit cards, or covering larger expenses without having to use revolving credit. This guide will cover all the information you'll need to know about American Express personal loans, including qualifications, characteristics, advantages, disadvantages, and if they could be the solution your financial needs are lo...

How a Mortgage Calculator Can Help you

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  Owning a home is a goal for most people, but it also comes with one of the largest long-term responsibilities of life: a mortgage. Many borrowers get in trouble because they don't plan how to handle monthly payments, unexpected fees and fluctuating interest rates. The (potential) good news is that there are resources that can assist in rationalizing it. One of these valuable tools is the Mortgage Calculator which can help you keep perspective and make sound choices. Why It Pays to Have a Financial Plan When You Are Buying a Home Buying a house is not just a matter of choosing the perfect home; it’s also a question ensuring that your finances are healthy enough to support long-term commitments. A mortgage lasts for years, often decades, and even slight changes to your loan’s terms will have a major impact on how much you pay back. Rough calculations — or advice from lenders — alone can be risky for first-time buyers. Why a Mortgage Calculator is Part of Every Home Buyer’s Toolkit....